Pronounced (baa–caa–rah), Baccarat is a fast paced, action filled game. Six or eight decks of cards are usually shuffled, and placed in the shoe from where the cards are dealt.

How the Game is Played:

There are three possible bets. The two main bets are "BANKER" and "PLAYER", while bet on "Tie" is the third bet. You may bet either on the "Banker" or "Player" or "Tie" before the start of any round of play. The play starts with two cards each being dealt to the "Player" and "Banker".

Value Of Cards:

Picture cards (Jack, Queen, King) and 10s count as zero, while cards ace through nine are each worth their face value.

A hand is evaluated only by the last digit of the total. Hence, a 7 and a 6, though equals 13, in baccarat would be rated as a ‘3’ value. A picture card or a 10 with a 5, would in baccarat be rated as ‘5’.

If either "the Banker" or "the Player" has made a ‘natural’, which is either a 8 or a 9, the game ends at once and all bets are immediately settled. If neither "the Banker" nor "the Player" has a ‘natural’ (8 or a 9), then "the Player" or "the Banker" would either stand or be dealt a third card in accordance with a fixed set of rules. "The Player" draws first.

The higher of the two hands wins. If the ranking on both the "Player" and the "Banker" is identical, then the hand is declared a "Tie". In this eventuality, since neither side has won, the bets may be withdrawn or changed, and then the next round of play starts. If, however, there is a bet on "Tie", then that bettor wins.

Bets and Payoffs:

Winning bets on "Player" are paid even money. Winning bets on "Banker" are also paid even money, except when "Banker" wins on a 6. In this event, you are paid only 1/2 of the original bet, e.g. if you bet $100 on "Banker", and the Banker’s hand wins with a 6 ("Player" must have totalled from 0 to 5), then the original bet of $100 plus $50 (half of the original bet of $100) is given back to you.

"Tie" bets pay 8 to 1, however, the "Tie" bet is the worst bet for you as the house advantage is the highest.

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This is a game where you pit your luck and skills against the dealer’s. Nine cards are dealt to each player, the dice is rolled and the number after the roll of the dice determines who receives the first set of cards. The rest of the cards are handed counter clockwise. The object of the game is to make sets out of the nine cards you have been dealt. No bets are allowed after the roll of the dice.

Ranking and Bonus

To determine the winner, cards are ranked in the following manner.

  • 2 sets of 4 of a kind - If you win with this hand, payoff is 10 to 1.
  • 3 sets of trios - If you win with this hand, payoff is 5 to 1.
  • 1 set of 4 of a kind - If player has AKQ, smallest trick beating all dealer’s tricks, payoff is 2 to 1.
  • Normal rules of Flush apply:
    Player’s 4 of a kind wins auto-matically, unless lower than dealer’s 4 of a kind.
    Dealer’s 4 of a kind also wins automatically, unless lower than player’s 4 of a kind.


  • Cards once arranged in sets cannot be rearranged.
  • Pit Supervisors have the final say as to how the house hand will be set before player’s hand is exposed.
  • After house hand is exposed, players cannot touch their cards.
  • If a player bets more than one circle, he must first set the first hand, and can only then look at the 2nd hand.

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Pontoon is very similar to blackjack, but with a few differences. In this game, the cards are dealt face down and some of the payoffs vary from blackjack.

The dealer wins all the ties, there is no splitting of hands and the dealer hits on a soft 17 (17 with an ace counting 11), but stands on a hard 17. On drawing 5 cards, the dealer can stay at 16.

Six players can play simultaneously at a table against the dealer. As in blackjack, the player has to get as close to 21 as possible, and goes ‘bust’ over ‘21’.

Two cards are dealt to each player face down and one to the dealer face up. You can now double your bet, stand or draw.

An ace can be counted as 1 or 11. An ace with a 10 value card or picture card is the highest hand and makes a Pontoon. It pays 2 to 1.

A player can increase his bet thrice by buying three more cards. You may buy two cards, but may only buy a 3rd card if your point total is above 12. Five cards totalling ‘21’ or below is a five card trick and pays 3 to 2, losing only to the dealer’s Pontoon, the combinations of 777 and 678 of the same suit or the dealer’s five card hand.

On receiving your first two cards, you may attempt to get a 678 combination of the same suit or a 777 combination of any suit.

A combination of 777 of any suit and 678 of the same suit pays 3 to 1, only if the 3rd card is bought, losing only to the dealer’s Pontoon, 678 or 777. The combination 7–7–7 is of higher value than 6–7–8.

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